INVESTMENT PLANNING WORKSHOP
Earn and invest like a company and learn what your hard earned money can do for you! Learn about stocks,bonds,mutual funds,variable unit linked,real estate and more on different types of investments! Wealthcare Philippines invites you to an investment planning seminar to be held at Kimpura level 3 Trinoma QC every Sunday 11:30am. Registration fee is Php300. For seat reservation and payment details, please email firstname.lastname@example.org or contact 09178782250.
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FINANCIAL PLANNING WORKSHOP
To encourage Filipinos to save and invest for the future by promoting financial literacy programs and workshops that provide access to proper cashflow management techniques and investment planning strategies
1. To help improve the Philippine economy by increasing the number of local savers and investors
2. To help improve the status of the Filipinos from poverty to becoming financially free
3. To help decrease the number of Filipinos who are suffering from bad debts
4. To help increase the number of employees able to pursue a higher education and career through the help of more financially independent elders that does not add to the employee’s dependents.
5. To help out families to carefully plan for their children’s education, thus, creating more students that actually finish higher education.
Financial literacy has been an outcry ever since more and more Filipino people have benefited, understood and realized the importance of saving and investing for long term financial goals. As a matter of fact, companies such as Aboitiz group, Meralco, Citibank and others have been very generous and very consistent and at times very persistent in giving their employees access to financial literacy programs because they believe that an employee that is financially free and is not burdened by the emergencies and financial uncertainties in life are proven to be more productive and satisfied. Many Filipinos are used to blaming the government and their employers whenever they find themselves in a financially difficult situation, you will often hear them say “My employer is not giving me any raise, how am I suppose to provide for my family with the little salary that’s even made little with the taxes I’m paying the government officials and politicians. I have my own family and my parents and even my grandparents and relatives dependent on my income! I have so many bills to pay and the interest on my debts just keeps piling up! I can’t even go to work because I can’t pay the loan I got from my co-worker. I’m totally getting sick, I might just end up in a hospital bed due to so much stress.” and so the cycle goes on and on to a lot of Filipino workers. This problem can be traced back to our old culture and traditions such as the “Bahala na” habit and our inclination to the attainment of immediate gratification in expense of a more secured future. Somehow, even with the growth of globalization and the World Wide Web, the Philippines is still under the category of a third world country. It is still very rarely that we find Filipinos that are financially literate and in fact, there is no local channel in the Philippines that supports financial literature such as Bloomberg for example. Aside from that, most Filipinos also do not have the access to practical and personal finance subjects in the universities because these subjects are limited only to Business and Finance related courses. There are a lot of advocates also who promote financial literacy programs and activities, however, most Filipinos hardly ever consider financial literacy as important. It is only in the Philippines that we see quite a number of shopping malls overcrowded with people from all walks of life which is not consistent with the status of its citizens. Therefore, the advocacy of financial literacy is really to make the citizens realize the need to bring to an end the old habit of living beyond ones means and not realistically plan for the future.
OUTLINE OF TOPICS:
A. Behavioral Financial Planning
* Cashflow Planning-Reasons for Saving
* Formal and Informal Budgeting
* Household Finance
* Total Portfolio Management
B. Investment Planning
* The Planning System for Asset Allocation
* Goal Setting and Risk Profile
* Identifying Different Types of Investment
* Evaluating Specific Investment Considerations
Michelle Ann Daygo
Certified Investment Company Representative
Certified Securities Specialist
Registered Financial Planner
Real Estate Broker
Member of Life Underwriters Association of the Philippines
*For workshop schedules and fees please contact: